Monday, June 21, 2010

Are live animals covered by motor truck cargo insurance?

In a case where most of 60 head of cattle were killed in a motor truck cargo loss, are the remaining cattle, those that were not killed, excluded?Are live animals covered by motor truck cargo insurance?
Obviously you meant for death or loss of value.


That would be covered only if live animal cargo is specifically scheduled on the cargo policy. Cargo policies are very specific.


The remaining live animals would not necessarily be covered unless damaged or injured to the point that they would neede to be destroyed and therefore unable to be sold.Are live animals covered by motor truck cargo insurance?
Covered for what?? If they're alive, what are you covering them for? Where is the loss? You DON'T get vet bills paid.





MTC is usually scheduled - so it would depend on the schedule. It might be on a reporting form, so it would depend on the policy %26amp; endorsements.

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